VALUATION OF COLLATERAL OBJECTS IN AN UNSTABLE ECONOMY: PROBLEMS AND SOLUTIONS
Abstract and keywords
Abstract (English):
The book is well-known experts on the valuation and corporate finance deals with one of the most urgent, but at the same time, the least-developed aspects of corporate finance and valuation - improvement of collateral items evaluation mechanism in an unstable economy. Of particular relevance This problem is in crisis. The authors not only help financiers to more deeply understand the essence, content and principles functioning of the mechanism for assessing the value of collateral, especially his actions in an unstable economy, but also reveal the nuances of foreign and domestic experience of the collateral the bank´s services and independent appraisers to identify and monitor the value of collateral. In the book the authors substantiated proposals on improving the valuation of the collateral items of different classification groups, as well as to optimize the system of interaction between commercial banks and independent appraisers. The work is based on extensive practical material and personal professional experience of the authors. The book is intended for appraisers value the collateral service employees of commercial banks, undergraduate and graduate students, post-graduate and doctoral students, faculty, financial and economic institutions.

Text
Publication text (PDF): Read Download
References

1. Artemenkov I. L. Metodologicheskie i makroekonomicheskie puti razvitiya otsenochnoy politiki. Prezentatsiya vystupleniya na respublikanskom seminare «Sovremennye problemy metodologicheskogo obespecheniya otsenki imushchestva MOROO». — Saransk. 05.02.2010. http://www/sroroo.ru/index

2. Grazhdanskiy kodeks RF (GK RF) ot 30 noyabrya 1994 g. № 51-FZ (s izm. i dop. ot 5 maya 2014 g.).

3. Evropeyskie standarty otsenki 2012. Sed´moe izdanie / per. s angl. pod red. I. L. Artemenkova, perevodchik A. I. Artemenkov, nauch. red. G. I. Mikerin. — M.: Obshcherossiyskaya obshchestvennaya organizatsiya «Rossiyskoe obshchestvo otsenshchikov», 2014.

4. Karpenko V. P., Slutskiy A. A. Otsenka zalogov pri kreditovanii: nekotorye problemy i puti ikh resheniya. Den´gi i kredit. — № 1. — 2012. — Str. 58–67.

5. Kommentarii Komiteta Assotsiatsii rossiyskikh bankov po otsenochnoy deyatel´nosti k «Rekomendatsiyam po kriteriyam otbora otsenshchikov dlya dolgosrochnogo sotrudnichestva s bankami». Imushchestvennye otnosheniya v Rossiyskoy Federatsii. — № 1. — 2010. — Str. 6–17.

6. Mezhdunarodnye standarty otsenki 2011 / per. s angl. pod red. G. I. Mikerina, I. L. Artemenkova. — M.: Samoreguliruemaya obshcherossiyskaya obshchestvennaya organizatsiya «Rossiyskoe obshchestvo otsenshchikov», 2013.

7. Metodicheskie rekomendatsii «Otsenka imushchestvennykh aktivov dlya tseley zaloga». Komitet ARB po otsenochnoy deyatel´nosti. — M., 2011.

8. Otchet Evropeyskoy Ipotechnoy Federatsii «Study of Valuation for property Lending 2009». http://www. law.berkeley.edu/ files/bclbe/EMF_Study_Valulation_of_Property_Lending_2009.pdf

9. Prikaz Ministerstva ekonomicheskogo razvitiya i torgovli Rossiyskoy Federatsii (Minekonomrazvitiya Rossii) ot 20 iyulya 2007 g. № 254 «Ob utverzhdenii federal´nogo standarta otsenki “Trebovaniya k otchetu ob otsenke (FSO № 3)”».

10. Prikaz Ministerstva ekonomicheskogo razvitiya i torgovli Rossiyskoy Federatsii (Minekonomrazvitiya Rossii) ot 20 iyulya 2007 g. № 255 «Ob utverzhdenii federal´nogo standarta otsenki “Tsel´ otsenki i vidy stoimosti (FSO № 2)”».

11. Prikaz Ministerstva ekonomicheskogo razvitiya i torgovli Rossiyskoy Federatsii (Minekonomrazvitiya Rossii) ot 25 sentyabrya 2014 g. № 611 «Ob utverzhdenii federal´nogo standarta otsenki “Otsenka nedvizhimosti (FSO № 7)”».

12. Rasporyazhenie Pravitel´stva Rossiyskoy Federatsii ot 26 sentyabrya 2013 g. № 1744-r (red. ot 2 iyulya 2014 g.) «Ob utverzhdenii plana meropriyatiy (“dorozhnoy karty”)“Sovershenstvovanie otsenochnoy deyatel´nosti”».

13. Rekomendatsii po kriteriyam otbora otsenshchikov dlya dolgosrochnogo sotrudnichestva s bankami. Razrabotany Komitetom ARB po otsenochnoy deyatel´nosti. Soglasovano Federal´noy antimonopol´noy sluzhboy Rossii ot 6 maya 2009 g.

14. Roslov V. M. Otsenka dlya tseley zaloga — realii, osobennosti, trebovaniya. Ekonomicheskie strategii. — № 2. — 2008. — Str. 144–152.

15. Trofimova A. Osobennosti otsenki zalogovykh ob´´ektov v usloviyakh krizisa. Bankovskoe kreditovanie. — № 1. — 2010.

16. Federal´nyy zakon ot 11 fevralya 1993 g. № 4462–1 «Osnovy zakonodatel´stva Rossiyskoy Federatsii o notariate».

17. Federal´nyy zakon ot 16 iyulya 1998 g. № 102-FZ «Ob ipoteke (zaloge nedvizhimosti)».

18. Federal´nyy zakon ot 21 iyulya 2014 g. № 267-FZ «O vnesenii izmeneniy v otdel´nye zakonodatel´nye akty Rossiyskoy Federatsii».

19. Feofanov D. M. Voprosy vzaimodeystviya bankov i otsenochnykh kompaniy. http://www.conculting.ru/banker/137360/

20. Boardman A. E., Greenberg D. H., Vining A. R., Weimer D. L. Cost-Benefit analysis. Concepts and Practice. — 4th edition. — Pearson, 2013.

21. Directive 2014/17/EU on Credit Agreements for Consumers Relating to Residential Immovable Property (st. 19).

22. Fannie/Freddie. Appraiser Independence requirements. — 15 Oct. 2010.

23. Fisher Anthony. Regulated Values. http://www.joinricsineurope. eu/de/na/view/rics-portugal/news/regulated-values-786/

24. GAO Report to Congressional Commitees, «Residential Appraisals: opportunities to enhance oversight of an Evolving Industry», GAO-11–653. — July 2011.

25. Gelbtuch Howard C. Real estate valuation in global markets. — 2nd ed. — Appraisal Institute, 2011.

26. International Valuation Standards. — Eighth Edition. — International Valuation Standards committee, 2013.

Login or Create
* Forgot password?