00704naa#a2200205#i#450# EN\\bibl\44515 20240425135331.4 2073-5537 20210617b2021####ek#y0engy0150####ca RU Transformation of digitalization system of business processes at VTB Bank, PJSC Journal article Astrakhan Astrakhan State Technical University 2021 9 с. Journal article local Экономика. Экономические науки. 33 Mandron V. V. Budaev Nikita Sergeevich Pototskaya Alice Aleksandrovna Sidorina Tatiana Nikolaevna vestnik.astu.org