@article{Kostikova2024mathematical, author={Kostikova, A.. and Saykina, Y.. and Popova, A..}, title={Mathematical and intellectual methods of assessing the creditworthiness of individuals}, journal={Vestnik of Astrakhan State Technical University. Series: Economics}, publisher={Astrakhan State Technical University}, year={2024}, pages={127-137}, volume={2024}, issue={2}, }