TY JOUR TI Financial aspects of current stage of insurance convergence and system of long-term care for elderly and disabled people in private households KW personal insurance KW long-term care insurance KW household finances KW long-term care system financing KW insurance development KW long-term care system KW household costs KW financial mechanism JO Vestnik of Astrakhan State Technical University. Series: Economics AU Stepanova, M.. PY 2023 IS PB Astrakhan State Technical University