TY JOUR TI Transformation of digitalization system of business processes at VTB Bank, PJSC KW credit institution KW customer centricity KW transformation of business processes KW financial institution KW digital development KW IT architecture JO Vestnik of Astrakhan State Technical University. Series: Economics AU Mandron, V.V. AU Budaev, N.. AU Pototskaya, A.. AU Sidorina, T.. PY 2021 IS PB Astrakhan State Technical University