%0 Journal Article %T INSTRUMENTS OF RETAIL BANKING BUSINESS: USING INFORMATION CROSS-CHANNELS TO FIGHT AGAINST FRAUD AND FALSIFICATION %A Magomaeva, L.R. %K information cross-channels, fraud and falsification, retail bank, customer operations, risks, technologies %J Vestnik of Astrakhan State Technical University. Series: Economics %D 2018 %N %P 6 %I Astrakhan State Technical University