@article{Magomaeva2018instruments, author={Magomaeva, L.R.}, title={INSTRUMENTS OF RETAIL BANKING BUSINESS: USING INFORMATION CROSS-CHANNELS TO FIGHT AGAINST FRAUD AND FALSIFICATION}, journal={Vestnik of Astrakhan State Technical University. Series: Economics}, publisher={Astrakhan State Technical University}, year={2018}, pages={124-130}, volume={}, issue={4}, }