%0 Journal Article %T OPTIMIZATION AND DEVELOPMENT OF NON-CASH PAYMENT SYSTEM IN COMMERCIAL BANKS %A Sokolova, E.. %A Turgaeva, A.. %K non-cash payments, remote banking system, transaction, electronic payments, a common platform, electronic invoicing, cost effectiveness %J Vestnik of Astrakhan State Technical University. Series: Economics %D 2017 %N 2017 %P 5 %I Astrakhan State Technical University