@article{Sokolova2017optimization, author={Sokolova, E.. and Turgaeva, A..}, title={OPTIMIZATION AND DEVELOPMENT OF NON-CASH PAYMENT SYSTEM IN COMMERCIAL BANKS}, journal={Vestnik of Astrakhan State Technical University. Series: Economics}, publisher={Astrakhan State Technical University}, year={2017}, pages={115-120}, volume={2017}, issue={1}, }