@article{Lutoshkina2012description,
author={Lutoshkina, N..},
title={DESCRIPTION OF TARGET GROUPS OF CONSUMERS IN TERMS OF PERCEPTION OF PRICE AND NON-PRICE COMPETITION IN THE BANKING SPHERE},
journal={Vestnik of Astrakhan State Technical University. Series: Economics},
publisher={Astrakhan State Technical University},
year={2012},
pages={156-160},
volume={2012},
issue={2},
}