@article{Mandron2025bank, author={Mandron, V.. and Dubinkina, K.. and Kapcherina, V.. and Chervyakova, A..}, title={Bank lending as the main source of financing for small and medium-sized businesses during the structural transformation of the Russian economy}, journal={Vestnik of Astrakhan State Technical University. Series: Economics}, publisher={Astrakhan State Technical University}, year={2025}, pages={116-124}, volume={2025}, issue={3}, }